poor credit history

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poor credit history mortgage Services

Are you worried that your credit history is hindering your dream of owning a home?

In the housing market, this is a very a common misconception that having a poor credit history may not help in getting a mortgage. But, this is not entirely true. Lenders only take into account your present financial condition, and not that missed out payment in your past.

If you approach any big-time lenders with a slipped up credit history, they might straight away tell you no.

However, with advisors like us at Mortgage4U by your side, you gain access to entirety of the mortgage market. We have developed out network with many lenders who assist people with poor credit history specifically.

They do so to provide assistance to people who are out-rightly rejected by big lenders.

Many house hunters think they have to wait for at least six years for a bad debt to drop off their credit history.

They believe only after this long wait they can apply for a mortgage. But, this isn’t always the case. A blip in your credit history can come out of many reasons. It could be because of,

Late payments for previous mortgages.
Unsecured payments on credit cards, loans, and leases.
Default on payment after a County Court Judgement.
Bankruptcy, or IVA.

looking for a mortgage?

Each of the above scenarios require special attention while getting a mortgage, and of course, our advisors will get you through the application process with the lenders very easily. Facing these blips is a part of life. But that doesn’t mean you can voluntarily slip up on your payments. What you need to remember is that, we at Mortgage4U are there to help you deal with these blips.

We will help you find the best mortgage lender for buying your property.

We will deal with the application process and all the hassles therein. We will calculate how much you can borrow and also your monthly repayments.

Our experts will make sure to show you all the additional expenses incurred while buying a property.

Expenses include

stamp fees,
legal costs,
solicitor fees, etc.

We also promise you that we won’t charge a single penny before you buy your property and register it in your name.

Call us now and forget all your worries about mortgage and financing. Get your dream home and move in with your family.