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Re-Mortgage Services

Is your mortgage closing soon? Are you thinking about borrowing a little more to refurbish your property?

Re-mortgaging is your best choice, and we from Mortgage4U can make it easy for you. With our expert team of financial advisors, we can help you find new lenders who can bring your repayments down by the dozen.

Most properties are great for the first 3-5 years, and they are also fixed during that period. Sometimes your repayments can go up after the period, leading you to face unwanted losses in your budget. This is where re-mortgaging comes in handy. When you shift your mortgage to a new lender, a new set of interest rates, usually lower than the original one, will apply to your payments. Also, the property value comes down by a large amount during your repayment period. By shifting to a new lender, you can save up your expenses on your old property, or even finish off the payments and plan for upgrading it.

Whether you want to build an extension, or consolidate debt to free up your income, or release some money & purchase a “Buy to Let” property, Motrgage4U will be by your side, helping you get through the legalities with ease.

You may be facing a lot of questions about re-mortgages, and it is a naturally confusing topic for many. People constantly ask our experts questions like,

  • Can I borrow more money from my existing lender? And, what if they said no?
  • Can I switch between lenders if I have an early repayment charge?
  • Do I go with the revised rates from my existing lender, or do I look for better options in the market?

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Answers to these questions depend upon your present mortgage situation, and your property’s worth. Our experts will visit your property, assess it first-hand and then give you a detailed report on re-mortgaging options.

There are several re-mortgaging options available with varying interest rates. The three major options are

  • Fixed rate mortgages
  • Discounted mortgages
  • Tracker mortgages.
You can choose between the three based on your present financial condition, and an assessment of your future profits.

Our experts can calculate the interests and make it easy for you. In other words, leave the confusing calculations to our team, and plan on refurbishing your property.

Call us at Mortgage4U and get our best deals, completely personalised for you.

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