self-employed mortgage services
Our Services
Self-employed mortgage Services
Who says you can’t get a mortgage if you’re self-employed?
We say, all you need is the right contacts. And, that right contact is us, your friendly financial advisors at Mortgage4U.
We have a wide network of professionals working across the financial sector, who can help you secure a mortgage and get your dream property in the best deal.
You can be a contractor who works on daily basis, or a new entrepreneur who just opened up their business. The formal banking system will ask you a thousand questions before denying your application for a loan. But, in our network, we can make sure you get your finances at the right time, without any kind of hassle.
Our Lenders assess your financial statements in their own unique ways.
Some are comfortable with just one year’s accounts instead of calculating an average for the past three years. These lenders see the future potential in your work/business and decide on lending you the mortgage.
Their basic premise is that if your business comes up good in the future, you will make the repayments regularly. Some lenders work from your share of the net profit/salary. This is ideal if you’re leaving profit in the business to prevent paying more personal taxes. Even if your profits have fallen in the current year, and the market forecasts show a potential boom for your business in the future, the lenders will take this into account and arrange your mortgage.
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If you are working on a contract basis, the lenders will assess your income based on the contract value. This also means you can gain an even higher mortgage for your property.
Securing a mortgage is not just for salaried employees. It is for everyone, for every person has that dream about owing their own home and raising their family there. Don’t let the formal financial systems stop you from living that dream.
From Mortgage4U, we can help you take your first step forward towards owing your home.
We have an army of
- auditors,
- lenders,
- solicitors,
- and several other professionals in the market.
Call us for more details about how we provide assistance to self-employed professionals.